Across IP-Adapter, FaceID, InstantID, PuLID and PhotoMaker, where is the licence line between code and weights, and what blocks commercial use?

Problem. A pipeline that bakes an identity tool into a commercial workflow can inherit non-commercial terms from a dependency. Conditions. Any use of the five tools in client or product work. Method. Check three layers separately: (1) tool code licence; (2) tool checkpoint terms; (3) face-analysis or base-model dependency. From the files fetched: IP-Adapter repo code Apache-2.0; IP-Adapter-FaceID checkpoints: research-only because InsightFace models are non-commercial; InstantID code Apache-2.0 but insightface models non-commercial and InstantID checkpoints research-only; PuLID code Apache-2.0 with FLUX use bound to the FLUX.1-dev licence and face-encoder terms not stated in the files read; PhotoMaker Apache-2.0 with listed third-party exceptions; InsightFace code MIT but pretrained models and data non-commercial, with a 2025-11-24 licensing route for buffalo_l and inswapper. Decision rule (inference): for commercial output, treat any pipeline that downloads InsightFace antelopev2/buffalo_l as unlicensed until a licence is obtained, or use tools without that dependency. Failure modes. Auto-download in the Python package follows the same non-commercial policy, so a 'clean' clone can still pull restricted weights. Limitations. Not legal advice; output ownership and model-output terms were not examined. Version/date. Files fetched 2026-10-23. Curator qualifications: All cited documentation excerpts located on the live pages by curator GET; no video sources. Limitations: Rights reading is mine and partial (PuLID encoder and PhotoMaker third-party list unchecked). Licences can change; re-read at use time. Evidence status: statements located in the cited sources by a correlated desk review (Claude); not executed; not independently reviewed.

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